Is post dating checks illegal in arizona

If your bank cashes your post-dated check early because you didn't tell it ahead of time that such a check existed, you could find yourself saddled with bounced-check fees, late payment charges and overdraft fees, all of which can add up to a big chunk of change.

In some cases, you'll have no choice but to pay the fees.

It is suggested that the letter be sent certified mail with a return receipt requested.

However, on small balance bad checks the letter may be sent regular mail.

The intent to defraud and knowledge of insufficient funds is required to be present by most states' bad check laws. It is not necessary for the payee to have actually been defrauded.

Problems crop up when the person holding the check jumps the gun and takes it to his bank anyway.While there are differences among the states as to how bad checks are viewed (whether a misdemeanor or a felony) and the remedies available to holders of the bad check against the drawer, there are several general factors that run through the majority of state laws: In all states the maker of a check, who tenders a check knowing there is insufficient funds or credit behind the check may be guilty of a crime and may be subject to civil penalties.In the majority of states the crime is treated as a misdemeanor.If the maker of a bad check does not respond to your notice and fails to make the check good, you should consider contacting an attorney in the locale/state where the bad check writer is domiciled.They will be able to offer you assistance with the collection of the bad check and put you in touch with legal counsel if you desire to discuss legal remedies that may be available to you.

Leave a Reply

  1. oslo norway women dating site 18-Oct-2020 23:17

    (I was a well-behaved child most of the time, I swear).